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M/S Urjita Insurance Brokers Pvt. Ltd. was incorporated on 17th OCT 2012 by a group of professionals with the objective of acting as Direct Insurance Broker in India. Urjita Insurance has been granted a license to act as DIRECT INSURANCE BROKERS (life & non life) by Insurance Regulatory Development Authority vide License no. IRDA / DB 404 / 08

M/S Urjita Insurance Brokers Pvt. Ltd. is a customer oriented organization which aspires to meet the highest standards of services expected by our clients. We work in partnership with our clients to help them to protect their insurable interests so that they can focus on their respective productive areas. At M/S Urjita Insurance Brokers Pvt. Ltd. our goal is to safeguard our client's utmost interest. In doing so we build relationship by involving ourselves in all the aspects of the creation of the insurance philosophy and ensure that client's properties and business assets are adequately protected at all times.

In order to achieve this, M/S Urjita Insurance Brokers Pvt. Ltd.has built a team of insurance professionals with rich work experience and a panel of experts, which provide insight while assessing an insurance portfolio. They are further supported by requisite infrastructural facilities, highly motivated support staff and modern communication facilities.

As direct insurance broker, We represent client to the insurer. We are in a strategically advantageous position of offering a totally flexible approach to your insurance portfolio. The access to all constituents of the insurance sector, both public and private, enables us to negotiate the most competitive rates & maximize the scope of your required level of insurance cover.Our services to clients are free of charge and include comprehensive insurance cover to cater to a variety of disparate needs whether corporate, institutional, group or personal lines of insurance as well as risk management analysis where we suggest ways and means of minimizing your risk exposure. 


  • Obtaining detailed information of the client's business and risk management philosophy.
  • Familiarizing with the client business and risk associated so that this can be explained to insurers.
  • Rendering advice on appropriate covers and terms.
  • Maintaining detailed knowledge of available insurance products.
  • Submitting quotations received from insurers for consideration of the client.
  • Providing requisite underwriting information as required by insurers in assessing the risk to decide pricing terms and conditions for covers.
  • Acting promptly on instructions from clients and providing him written acknowledgements and progress reports.
  • Assisting clients in paying premium under section 64 VB of insurance act, 1938.
  • Providing services related to insurers consultancy and risk management.
  • Assisting in the documentation and negotiation of the claims and
  • Maintaining proper records of claims
Our Services :

  • Identifying, analyzing and evaluating all the risks associated with your business.
  • Based on your Balance Sheet and Risk Philosophy, develop Risk Retention & Transfer strategy.
  • Develop a Risk Insuring Strategy based on your requirements.
  • Detailed scrutiny & analysis of existing Insurance Coverages.
  • Carry out thorough inspection of Risk premises including Risk Management systems.
  • Map your existing coverages on the risks that need to be covered.
  • Identify any uncovered risks and gaps in the insurance cover.
  • Optimize the cost of insurance coverage.
  • Identify various Insurance covers required to cover the associated risks.
  • Scan the complete market to identify the best underwriters.
  • Obtain & Evaluate offers received from various underwriters for finding the best solutions.
  • Negotiate with the underwriters to customize the policy cover and to obtain best possible rates.
  • Analysis of risks to be covered.
  • Identification of Insurance cover to be purchased.
  • Discussions on sum Insured.
  • Selection of the Underwriters for quotations.
  • Technical & Commercial Evaluation of quotations received.
  • Negotiations with the Underwriters & Placement of Insurance business.
  • Develop Standard Operating Procedure to deal with the claims.
  • Focus on prompt filing of claim & investigation to ensure quick and Cost-effective settlement.
  • Complete end-to-end service starting from notification of claim to investigation /survey to negotiations till the final settlement.
Our Specialization :
Employee Benefit Insurance
  • Group Health Insurance
  • Group Personal & Accident Insurance
  • Group Term Life Insurance
  • Group Gratuity
  • Group Foreign Travel

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